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How to Handle a House Underwater in Divorce?

Having a house underwater will not prevent you from going forward with the divorce. The division of the debt that is associated with the marital home will be included in the divorce proceedings. The court is going to look at all assets and debts acquired during the marriage with a few exceptions and it will look at the marital home. The presumption is to split marital assets and debt fifty/fifty between the parties. If the house is underwater, you will both still be liable for the debt to the lender; regardless of what is decided in your agreement or final judgment. You may find that bankruptcy is an option for both of you to discharge the debt associated with the marital home. This can be done prior to or after the divorce if you both intend to file it.

Call All Family Law Group, P.A. at 813-672-1900 or email us to schedule a free consultation with an experienced Tampa divorce attorney to discuss your situation and determine how we can help you with your divorce. Se habla Español.

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All Family Law Group, P.A.

4.9

Based on 101 reviews

review us on

Stephanie Scarano

01:00 29 Nov 24

Very knowledgeable, professional and prompt with responses. I tried to file for divorce on my own but needed help. They definitely helped me get on track and were able to get me to the finish line. It was such a less stressful experience than doing it on my own. I really felt like I could trust them to get things done.

Emily Cantu

18:22 22 Nov 24

They were extremely helpful and knowledgeable! They were always very quick to respond!

YULANDA BAKARE

17:17 01 Jul 24

Monica Da Silva and her her law group was excellent!,I highly recommend. Took the stress of going through the process of divorce off me all the unnecessary court proceedings. The firm communicated and kept me in the loop with my case so I was prepared as to what to expect day of my hearing. Mrs. Da Silva is very knowledgeable of the family law, but she is very compassionate and professional and I will use her again for any legal purposes. Thank you to all family law group for handling my case in a timely manner.

armani clites

01:14 29 Apr 24

Monica Da Silva was extremely helpful and answered all of my questions in detail— even providing information I didn’t asked for. Very thorough.

Yesenia Matthews

00:57 25 Apr 24

Monica Da Silva was great! She was extremely patient and explained everything in detail. She answered all of my questions in a way that I understood, instead of with all the legal jargon.

Errin Aspilaire

20:58 24 Apr 24

Carolyn Sue Dunn

23:58 22 Apr 24

They were very helpful!

Keisha Williams

16:24 21 Apr 24

My consultation with Danielle was very helpful. She explained my options in a very direct manner and provided sound advice on next steps and how the firm could assist me. I would highly recommend All Family Law Group!

Shawn Mccolley

15:45 21 Apr 24

Family group is amazing they answered all the question I had needed for me moving forward with my case

Cathy A.

18:40 20 Apr 24

Called back on time. Answered all my questions. Pleasant experience

Kristen Hepp

19:01 19 Apr 24

Very easy to deal with

Carrie Bennett

19:32 15 Apr 24

Website literally says all relative adoptions, but when you call, the guy that answers says they only handle uncontested step parent adoption. Don’t lie on the website just to get people to call. If you do all relatives, retrain your answering people.

Rob Polley

21:12 23 Dec 23

My case isn’t over as of yet, however Monica has been very helpful thus far throughout this process. 100% would recommend this firm.

Mina Amerika

20:51 17 Dec 23

They went above and beyond for me when they helped with my divorce and parent plan ! They made it effortless and all I had to do is tell them what I want and they did it!

Milap 999

18:29 17 Dec 23

Got professional advice

Demond Edwards

18:06 17 Dec 23

I love the wonderful lawyers at Family Law Group. I am at the start of my divorce proceedings and they are ensuring that I have and understand everything that is about to take place. Thank you for helping me through this rough time in my life.

Brittany Mcminn

18:04 17 Dec 23

Jackson Martin

07:51 11 Nov 23

My divorce was easy and stress-free thanks to all of those who helped me during the process. My concerns were handled courteously and professionally and everyone I talked with was very friendly and responsive. Their assistance and knowledge were great and I highly recommend them if you need a divorce.

William Smith

08:31 10 Nov 23

I had a very difficult divorce case that involved a lot of assets and children issues, which were very troubling to me. I am so thankful for the team and my attorney, Monica Da Silva, at all family law. They found solutions I hadn't even considered. Their expertise and dedication were remarkable, and I'm truly grateful for their support.

22:40 21 Sep 23

I had a messy divorce case that involved a lot of assets and even a family business. The team at All Family Law found the best approach to safeguard my interests. They enlisted the help of financial advisors and left no stone unturned in ensuring I was well-protected. I felt a lot more secure knowing they were on my case.

Kristina Blake

15:46 17 Sep 23

Very pleased. My case was handled with care, everything went smoothly and all of my concerns were taken seriously along the way. I have recommended the practice to friends.

Jaque Lopez

20:26 13 Sep 23

When I was blindsided with divorce papers, I was utterly lost. The All Family Law Group provided the guidance I desperately needed. Monica broke down the complicated legal jargon and she was very patient, explaining the divorce procedure to me step by step. She made sure I got my fair share of our assets and most importantly I obtained a great child custody arrangement.

Brad Avery

15:50 30 Jul 23

I am so pleased with my divorce experience with all family law! They were all so professional and very friendly. And my attorney, Monica, was amazing in how she explained everything to me. Made the process easy. All in all, I highly recommend this law firm for your divorce. 👍

Teresa

19:39 14 May 23

Excellent Service from Monica and the team. I am so thankful to have found this team to help me with my dissolution of marriage with a minor child. What I appreciated most was the honesty and the way the team worked together to get the matter resolved. Everything was done over the computer/email/phone which made the situation much easier and more convenient for a person who works full time. The entire team from Admin, Cindy and Monica did an exceptional job handling my case. The judge liked the way the judgment was completed over zoom which was quickly and smoothly. I appreciate this entire team. Just be patient if you do not receive a response quickly by email, just know that behind the scenes they are filing notes and doing the work for YOU!! They read every email and make case notes of every single thing that is important to your case. Do not get upset if you do not hear from the team that day, they will get back to you, know this is true. If an urgent matter is very important to you, put that in the subject matter of the email, if it is something that needs immediate assistance, note that to the team, they will see it. Please know that they are all working hard for you and your family. Hire this team if you want your needs met and situation handled properly and professionally. Thank you so much for everything Team Rohrbaugh!!-Teresa

monica zavala

17:36 24 Apr 23

This office has been amazing! From answering all my questions to assuring me that everything will workout just fine. The attorneys are friendly and are willing to help you in anyway possible. Their staff was patient dealing with me as I asked all my 100 questions! Great office! Amazing people!

Kelly Rivera

16:03 12 Apr 23

Lynette with All Family Law group always has your back and are great with response time. Lynette is so kind and will do whatever she can to get the job done! Thank you!

Patricia Palma

12:58 30 Mar 23

Lynette is a well versed and experienced Family Law attorney who is passionate about her clients’ needs. She knows the law very well.

Joseph A

19:52 21 Dec 22

I thought their retainer was quite fair, they communicated with me well and were very courteous no matter who I spoke with. I liked Ms. Da Silva's style, she was sharp, to the point, and quite honest with me. I wouldn't hesitate to hire their firm for a second. It was a very difficult time of my life and they helped greatly. Great job and I appreciate all of your hard work by the whole team!

Al Konetzni

12:47 21 Dec 22

Wendy is a great attorney and an even better person. Professional, thorough, communicative, and understanding. Her experience and contacts for mediation and family issues are amazing. Very Highly recommended.

Alexis Gonzalez

10:31 01 Dec 22

I do not normally give reviews but I wanted to make sure that I recognize Attorney Monica DaSilva. Everyone at this Law firm was very friendly and responded quickly to my needs. I am convinced they are the best divorce attorney’s office in Tampa, Florida. Thank you All Family Law Group!

Angel Downs

15:43 30 Oct 22

They made my process super simple, easy to understand, and they were upfront with the cost of everything, so there were no surprise fees or extra costs. I would definitely use them again!

Sheryl MacKenzie

19:06 12 Oct 22

I am so very pleased with the outcome of my divorce. Monica and her team were able to provide positive results out of very difficult circumstances. I would recommend All Family Law Group to anyone in need of family legal assistance.

Alissa Emmons

17:31 07 Oct 22

I had a positive experience with All Family Law Group. Ginger Dugan helped me through my military divorce; she was very knowledgeable, professional, efficient, and kind. I’m incredibly grateful for her assistance through such a difficult and confusing process.

Molly Lippincott

13:49 06 Oct 22

I hired Wendy to represent me for my divorce. The process of getting a divorce can feel overwhelming but Wendy helped me through the process. She helped me understand the law and what I was entitled to. She was knowledgeable and thorough. Getting a divorce is challenging so it’s important to hire an attorney that will ensure you are set up for success when it’s over.

Annette Carlsrud

19:46 11 Jul 22

Great job. Everything worked out like I hoped it would.

Marie Unell

14:23 09 Jun 22

Mission accomplished quickly and efficiently! Thank you to everyone at All Family Law for their excellent work and attention to me. Also, Monica for her excellent representation of me throughout the divorce. I highly recommend this law firm as their assistance in helping me during my divorce was the best and made a tough process easier!

Chantelle Holland

11:42 11 May 22

Divorce was quick and easy. Wendy answered all of my questions, I got me everything that I wanted.

Lisa Knight

18:15 06 Apr 22

A few days ago, I made a public post regarding an attorney that used to contract with All Family Law Group, P.A and Lynette and Cindy have been extremely responsive regarding my concern. Not only did they respond to my consumer satisfaction post, they both were professional, reflective and empathetic as I expressed my discontent. They actually listened. Both ladies demonstrated their humanness and willingness to support me in my matter and I appreciate that. For some reason, Google will not allow me to delete my previous review, so I wanted to publicly share my recent sentiments on All Family Law Group, P. A. I would definitely return to this practice based on my recent experience.

O. Farag

04:46 26 Jan 22

This is the best law firm hands down!!👌Everyone that works at this firm is amazing and very friendly and they take care of business! I would definitely recommend them to anyone I know! They worked on a Really Tough case for me and I’m very happy with the results!Monica Da Silva (attorney) was knowledge, Classy, Sharp and super intelligent. Sha has unbelievable Analytical and judgement skills and she mastered and controlled the case within 10 mins in a very long hearing vs. 2 lawyers against me.Cyndy Willis (Office manager) handeledand made everything easy from the beginning with her patience and support she showed to me! She is awesome!!!Great people.👏5 star firm for sure!⭐⭐⭐⭐⭐

Salem Song

14:55 23 Dec 21

Excellent in professionalism, thoroughness, communication and knowledge in achieving the end results. Was willing to explain all details of the process in a step by step order and quickly responded back to all inquiries sent with helpful advice at all times.

Patty Mulchi

16:50 05 Dec 21

The best divorce attorney law firm in Tampa! Of course i can only speak for my own experience but i was very impressed with Monica and all of the people there who were always very nice, responsive when i had questions and kept me informed about what was happening with my case. I felt like they really cared about me. And I got the best result that I could’ve hoped for. Thank you All Family Law!

Rebecca Tylka

23:15 12 Nov 21

The entire firm was very efficient and friendly. Made a difficult process seamless. Thank you!

Alex Grooms

20:29 12 Nov 21

Communication was simple and fast. Always returned my calls in a short time. Everyone I talked with was friendly and respectful. My experience with All Family Law Group was very positive.

Dandre Ortiz

20:57 26 Oct 21

Ginger and the All family firm.. helped me through a very complicated time in my life! Broke down every step and talked me through the whole process!!! Will definitely use again.

Aubrey Leighe

20:22 26 Oct 21

Walked me through a confusing, painful time of my life and helped ease fears. Thank you for your compassion and professionalism.

Kelly Franklin

18:46 22 Oct 21

My divorce case took longer than expected but Ginger and always efficient, effective, and so very helpful through the whole process.

Johnie Chattman

20:25 20 Oct 21

When I came to All Family Law Group, I was unaware of the process and was recently told how agonizing and long the divorce process was. Working with Ginger and All Family, I was reassured that they had my best interest at hand. Ginger guided me through the paperwork, showed empathy for my situation, and save me from making financial mistakes. Not to mention, she was very pleasant, professional, and honest. I'm very satisfied with the outcome of my case as well as the time it took. Thanks!!

Martha Chan

12:56 08 Jun 21

Lynette has the utmost integrity. You can't go wrong with a family lawyer who has such value. I was a service provider to her firm several years ago. If she can be this way with a provider, I cannot imagine what she would be like to her clients.

Grace B

23:58 17 Apr 21

Monica did a great job of guiding me through the divorce process. She was always understanding and clear about expectations. She was responsive when I reached out with questions. Overall great experience.

Gustavo huante

19:50 07 Feb 21

Made the process of getting custody for my son fast and easy. They stayed in contact and always answered any questions I had. Would definitely recommend to anyone.

Darrell Reyes

18:58 04 Feb 21

The only disappointment was that there was no one on one because of covid. The manager and attorneys were wonderful during this difficult time in my life.

Aida Sweet

16:52 23 Nov 20

Right from the start, Cindy Willis, was very welcoming & answered every question I had at this emotional time. I was amazed by the knowledge/communication, and personal attention I received from Ginger Dugan & her staff! My calls/emails were promptly answered! Ginger genuinely cared about my case & I felt comfortable and in good hands. Ginger and the office team at All Family Law Group worked closely with me every step of the way! So glad I chose the AFL team! ;0)

Arielle Galisevych

14:07 19 Nov 20

Through the complex and difficult divorce process, everyone I worked with at All Family Law was on top of things, making sure that I had the information I needed to meet my obligations and deadlines.Even during a pandemic and the general cluster that was 2020, they were available, responsive, and courteous.I'm very glad I chose All Family Law Group to represent and guide me through the divorce process.

Jessica Patel

23:05 09 Nov 20

Great communication and kept me in the loop during a rough time. Quick resolution and made me feel comfortable throughout the whole process.

Gianfranco Ferri

18:47 27 Aug 20

Ginger and her staff at All Family Law Group were very professional, honest, and responsive in handling my divorce. They always replied quickly to my questions with patience and politeness. Even during the Covid 19 crisis they handled my case smoothly. I have already recommended them to a friend of mine who hired them and is as pleased as I am with their services.

Brian Le

17:10 19 Aug 20

Thank you Monica to you and your remarkable Team. I appreciate all the guidance, constant support and professionalism throughout the whole process. You were genuinely caring, transparent, honest and knowledgeable to make a stressful ordeal as painless as possible.Please continue your great service in helping others like me in need.

Mercury Phoenix

16:09 11 Aug 20

I've used the firm twice to represent me in divorce proceedings. I had different lawyers, each time, both experiences were excellent. They keep you updated on the progress of your case. They file paperwork appropriately. They are punctual. I would definitely recommend them to friends and family.

MaryAnn

17:30 17 Jun 20

I highly recommend All Family Law. They helped me during my divorce and were attentive to all my needs.

Kim Giddens

22:01 01 Jun 20

We had the pleasure of working with Ginger at AFLG in Riverview, FL and her team. Her experience, guidance, and care far exceeded our expectations. We feel that she genuinely cared about our case and cared out our children including their best interest. Pricing is very fair and she walked us through each step making the whole process easier and made us more confident. Thank you so much for the level of attention and care you provided our family!Kim and Eric Millett

Suzy Johnson

17:36 31 Jan 20

Attorney Frank Papa and Legal Assistant Cristina Hernandez are great. After successfully handling my case years ago, I needed copies of documents I had misplaced. They responded immediately, emailed what I needed and were very helpful. So reassuring to have an attorney with staff that cares and follows up quickly. Thank you both!

Am Jank

21:39 09 Dec 19

We had the best experience with this organization, and they made the adoption of our child so comfortable. They knew all the steps, prepared us for any issues that could potentially arise, and explained to us where each portion of our retainer went. There is no doubt that we will use them again if we ever are in need of legal service.

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The law firm of All Family Law Group, P.A. provides legal services to the Florida cities including Tampa, Clearwater, Brandon, Riverview, Hyde Park, South Tampa, Ybor City, Northdale, Valrico, Gibsonton, Lithia, Mango, Palm River, Plant City, Seffner, Sun City Center, Wimauma, Apollo Beach, Ruskin, Temple Terrace, Carrollwood, Northdale, Westchase, Citrus Park, Town N Country, Thonotosassa, Lutz, Fish Hawk, New Tampa, St. Petersburg, Palm Harbor, MacDill Air Force Base and all of Hillsborough, Pinellas and Pasco Counties. We will also represent DIVORCE clients in Polk, Hernando or Manatee Counties.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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